When my clients tell me that they have not paid the junior lien on their home (aka second mortgage, home equity line of credit, home

Disclose all assets in your bankruptcy petition.  Not only do your risk your losing your bankruptcy discharge but you may be subject to criminal penalties.

If you do not qualify for Chapter 7 Bankruptcy or Chapter 7 Bankruptcy cannot resolve your financial problems, Chapter 13 Bankruptcy may be an option

Even if you qualify for Chapter 7 Bankruptcy, is it the right option for you?   Some Qualification Issues: 1.  To qualify for Chapter 7

If you own a home or any real estate but have outstanding judgments and liens, you should be concerns of lien(s) recorded against your home or real estate.

Upon filing of a bankruptcy case, automatic stay immediately comes into effect and stop creditors from taking action against debtor and debtor's properties.  This is

When one spouse filed for bankruptcy, whether it is Chapter 7 or 13 Bankruptcy, the community property of both spouses become property of the bankruptcy

It depends on how far apart you file the multiple bankruptcies.  If you file a second bankruptcy within 365 days from the dismissal of the

Once in awhile a client will ask about whether debt settlement would be a better option to filing Chapter 7 or 13 Bankruptcy. When you are

To understand how a bankruptcy discharge obtained by one spouse protects the community property (or both halves of the community property) from creditors of the

If you have a lot of equity in your home–more than what the California exemption can protect–Chapter 13 Bankruptcy might be an option for you.

If you owe tax debts that are not dischargeable in Chapter 7 Bankruptcy or Chapter 7 Bankruptcy is not a viable option, you should consider

A question asked by my clients during a bankruptcy consultation at Sacramento and Stockton, CA office is whether debts discharged in Bankruptcy are taxable? The answer